/* ==========================================================================
   Vidhai Uzhavan Micro Finance Solutions Pvt Ltd
   Design system - palette derived from the logo gradient (teal -> indigo)
   with navy + gold accents from the brand banner.
   ========================================================================== */

:root{
  /* Brand */
  --teal-400:#22C4D1;   /* sampled: ring, top */
  --teal-500:#1FA6B8;
  --blue-500:#2971A9;   /* ring, midpoint */
  --indigo-600:#3D2A9B;
  --indigo-700:#311F82;  /* sampled: ring, base */
  --navy-800:#14275C;
  --navy-900:#0D1B40;
  --gold-400:#F5C245;
  --gold-500:#E8A81C;
  --green-600:#16794A;
  --red-500:#C0272D;

  --brand-grad:linear-gradient(135deg,var(--teal-400) 0%,var(--teal-500) 32%,var(--blue-500) 66%,var(--indigo-700) 100%);
  --brand-grad-soft:linear-gradient(135deg,rgba(62,203,219,.13),rgba(51,47,130,.13));

  /* Neutrals */
  --ink:#0F172A;
  --ink-2:#334155;
  --muted:#64748B;
  --line:#E3E8F0;
  --line-2:#EEF2F8;
  --bg:#FFFFFF;
  --bg-soft:#F5F8FC;
  --bg-tint:#EEF5FA;

  /* Type */
  --ff:"Plus Jakarta Sans","Segoe UI",system-ui,-apple-system,"Noto Sans Tamil",sans-serif;
  --ff-ta:"Noto Sans Tamil","Latha","Segoe UI",sans-serif;

  /* Shape */
  --r-sm:10px; --r:16px; --r-lg:22px; --r-xl:30px;
  --shadow-1:0 1px 2px rgba(15,23,42,.05),0 4px 14px rgba(15,23,42,.06);
  --shadow-2:0 10px 30px rgba(20,39,92,.10),0 2px 8px rgba(20,39,92,.06);
  --shadow-3:0 24px 60px rgba(20,39,92,.16);

  --wrap:1180px;
  --header-h:76px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px);-webkit-text-size-adjust:100%}
body{
  margin:0;font-family:var(--ff);color:var(--ink);background:var(--bg);
  font-size:16.5px;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
h1,h2,h3,h4{line-height:1.18;margin:0 0 .5em;letter-spacing:-.022em;font-weight:800}
h1{font-size:clamp(2.1rem,1.35rem + 3.2vw,3.6rem)}
h2{font-size:clamp(1.65rem,1.15rem + 2.1vw,2.6rem)}
h3{font-size:clamp(1.15rem,1rem + .7vw,1.45rem)}
p{margin:0 0 1rem}
:focus-visible{outline:3px solid var(--teal-500);outline-offset:3px;border-radius:6px}
::selection{background:rgba(62,203,219,.28)}

/* ---------- Layout ---------- */
.wrap{width:min(var(--wrap),100% - 2.6rem);margin-inline:auto}
.section{padding:clamp(3.4rem,2rem + 5vw,6.5rem) 0}
.section--soft{background:var(--bg-soft)}
.section--tint{background:linear-gradient(180deg,var(--bg-tint),var(--bg))}
.grid{display:grid;gap:1.4rem}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
.center{text-align:center}
.lead{font-size:clamp(1rem,.95rem + .35vw,1.16rem);color:var(--ink-2)}
.muted{color:var(--muted)}
.ta{font-family:var(--ff-ta)}
.mt-2{margin-top:2rem}

/* ---------- Reusable bits ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:.55rem;
  font-size:.76rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;
  color:var(--indigo-700);background:var(--brand-grad-soft);
  border:1px solid rgba(51,47,130,.14);
  padding:.42rem .9rem;border-radius:999px;margin-bottom:1rem;
}
.eyebrow::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--brand-grad)}
.page-hero .eyebrow{color:#fff;background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.2)}
.eyebrow.ta{letter-spacing:.01em;text-transform:none;font-size:.86rem;font-weight:700}
.grad-text{background:var(--brand-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.section-head{max-width:720px;margin-bottom:2.6rem}
.section-head.center{margin-inline:auto}
.rule{height:4px;width:62px;border-radius:99px;background:var(--brand-grad);margin:.2rem 0 1.1rem}
.center .rule{margin-inline:auto}

/* ---------- Buttons ---------- */
.btn{
  --btn-bg:var(--brand-grad);
  position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  padding:.86rem 1.6rem;border-radius:999px;border:0;cursor:pointer;
  font-weight:750;font-size:.97rem;letter-spacing:.005em;
  background:var(--btn-bg);color:#fff;overflow:hidden;isolation:isolate;
  box-shadow:0 10px 24px rgba(47,118,180,.28);
  transition:transform .28s var(--ease),box-shadow .28s var(--ease);
}
.btn::after{
  content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(120deg,transparent 20%,rgba(255,255,255,.42) 50%,transparent 80%);
  transform:translateX(-130%);transition:transform .7s var(--ease);
}
.btn:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(47,118,180,.36)}
.btn:hover::after{transform:translateX(130%)}
.btn:active{transform:translateY(-1px)}
.btn--ghost{background:#fff;color:var(--indigo-700);box-shadow:inset 0 0 0 1.6px var(--line)}
.btn--ghost:hover{box-shadow:inset 0 0 0 1.6px rgba(47,118,180,.5),0 12px 26px rgba(20,39,92,.12)}
.btn--outline-light{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.6px rgba(255,255,255,.5)}
.btn--outline-light:hover{background:rgba(255,255,255,.1);box-shadow:inset 0 0 0 1.6px #fff}
.btn--gold{background:linear-gradient(135deg,var(--gold-400),var(--gold-500));color:#3A2B00;box-shadow:0 10px 24px rgba(232,168,28,.34)}
.btn--sm{padding:.62rem 1.15rem;font-size:.88rem}
.btn--lg{padding:1.02rem 2rem;font-size:1.03rem}
.btn--block{display:flex;width:100%}
.btn svg{width:18px;height:18px;flex:none}
.btn-row{display:flex;flex-wrap:wrap;gap:.85rem}
.center .btn-row{justify-content:center}

/* ---------- Top bar ---------- */
.topbar{
  background:var(--navy-900);color:#D6E0F5;font-size:.82rem;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:40px;padding-block:.35rem}
.topbar a{display:inline-flex;align-items:center;gap:.4rem;color:#E6EDFA;transition:color .2s}
.topbar a:hover{color:var(--gold-400)}
.topbar-left{display:flex;gap:1.4rem;flex-wrap:wrap}
.topbar-tag{font-family:var(--ff-ta);color:var(--gold-400);font-weight:600;white-space:nowrap}
.topbar svg{width:15px;height:15px;flex:none}

/* ---------- Header ---------- */
.header{
  position:sticky;top:0;z-index:60;background:rgba(255,255,255,.86);
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;transition:box-shadow .3s,border-color .3s,background .3s;
}
.header.scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px rgba(20,39,92,.07);background:rgba(255,255,255,.94)}
.header .wrap{display:flex;align-items:center;gap:1.2rem;min-height:var(--header-h)}
.brand{display:flex;align-items:center;gap:.7rem;flex:none;padding:.3rem 0}
.brand img{height:48px;width:auto;object-fit:contain;transition:transform .5s var(--ease)}
.brand:hover img{transform:rotate(-8deg) scale(1.06)}
.brand-txt{display:flex;flex-direction:column;line-height:1.12}
.brand-name{font-weight:900;font-size:1.09rem;letter-spacing:-.03em;color:var(--navy-800)}
.brand-name em{font-style:normal;background:var(--brand-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.brand-sub{font-size:.63rem;letter-spacing:.15em;text-transform:uppercase;color:var(--muted);font-weight:700}

.nav{margin-left:auto;display:flex;align-items:center;gap:.15rem}
.nav a{position:relative;padding:.6rem .78rem;border-radius:10px;font-size:.93rem;font-weight:650;color:var(--ink-2);transition:color .22s}
.nav a::after{
  content:"";position:absolute;left:.78rem;right:.78rem;bottom:.28rem;height:2px;border-radius:2px;
  background:var(--brand-grad);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease);
}
.nav a:hover{color:var(--indigo-700)}
.nav a:hover::after,.nav a.active::after{transform:scaleX(1)}
.nav a.active{color:var(--indigo-700)}
.header-cta{display:flex;align-items:center;gap:.6rem;margin-left:.5rem}

/* dropdown */
.has-sub{position:relative}
.has-sub>a::before{content:"";display:inline-block;width:6px;height:6px;margin-left:.45rem;vertical-align:2px;
  border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);opacity:.65}
.submenu{
  position:absolute;top:calc(100% + 10px);left:50%;transform:translate(-50%,10px);min-width:268px;
  background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:.5rem;
  box-shadow:var(--shadow-3);opacity:0;visibility:hidden;
  transition:opacity .25s var(--ease),transform .25s var(--ease),visibility .25s;
}
.has-sub:hover .submenu,.has-sub:focus-within .submenu{opacity:1;visibility:visible;transform:translate(-50%,0)}
.submenu a{display:flex;align-items:center;gap:.6rem;padding:.6rem .7rem;border-radius:10px;font-size:.9rem;font-weight:600}
.submenu a::after{display:none}
.submenu a:hover{background:var(--bg-soft);color:var(--indigo-700)}
.submenu i{width:8px;height:8px;border-radius:50%;background:var(--brand-grad);flex:none}

/* burger + drawer */
.burger{display:none;margin-left:auto;width:44px;height:44px;border:1px solid var(--line);border-radius:12px;background:#fff;cursor:pointer;position:relative}
.burger span{position:absolute;left:12px;right:12px;height:2px;background:var(--navy-800);border-radius:2px;transition:transform .3s var(--ease),opacity .2s}
.burger span:nth-child(1){top:15px}
.burger span:nth-child(2){top:21px}
.burger span:nth-child(3){top:27px}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.drawer{
  position:fixed;inset:var(--header-h) 0 0;background:#fff;z-index:55;padding:1.4rem 1.3rem 3rem;
  overflow-y:auto;transform:translateX(100%);transition:transform .38s var(--ease);visibility:hidden;
}
.drawer.open{transform:none;visibility:visible}
.drawer a{display:block;padding:.85rem .4rem;border-bottom:1px solid var(--line-2);font-weight:650}
.drawer .sub a{padding-left:1.4rem;font-weight:500;font-size:.93rem;color:var(--ink-2)}
.drawer .btn{margin-top:1.2rem;width:100%}
body.nav-open{overflow:hidden}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;padding:clamp(3rem,1.5rem + 6vw,6rem) 0 clamp(3.4rem,2rem + 6vw,6.5rem);
  background:radial-gradient(1200px 600px at 78% -10%,rgba(62,203,219,.18),transparent 60%),
             radial-gradient(900px 520px at 8% 100%,rgba(51,47,130,.12),transparent 62%),
             var(--bg)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,4vw,4rem);align-items:center}
.hero h1{margin-bottom:1rem}
.hero .lead{max-width:52ch}
.wordmark{width:min(210px,56%);height:auto;object-fit:contain;margin-bottom:1.1rem}
.hero-tam{font-family:var(--ff-ta);color:var(--green-600);font-weight:700;font-size:1.02rem;margin-bottom:1.5rem}
.chips{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.8rem}
.chip{display:inline-flex;align-items:center;gap:.45rem;background:#fff;border:1px solid var(--line);
  padding:.5rem .9rem;border-radius:999px;font-size:.85rem;font-weight:650;color:var(--ink-2);box-shadow:var(--shadow-1)}
.chip svg{width:16px;height:16px;color:var(--green-600)}

/* hero visual */
.hero-visual{position:relative;min-height:400px;display:grid;place-items:center}
.orb{position:absolute;border-radius:50%;filter:blur(46px);opacity:.55;animation:float 13s ease-in-out infinite}
.orb-1{width:290px;height:290px;background:var(--teal-400);top:-4%;right:4%}
.orb-2{width:250px;height:250px;background:var(--indigo-600);bottom:0;left:0;animation-delay:-4s}
.orb-3{width:170px;height:170px;background:var(--gold-400);top:44%;right:38%;opacity:.35;animation-delay:-8s}
@keyframes float{0%,100%{transform:translate3d(0,0,0) scale(1)}33%{transform:translate3d(16px,-22px,0) scale(1.06)}66%{transform:translate3d(-14px,14px,0) scale(.96)}}

.hero-card{
  position:relative;z-index:2;width:min(420px,100%);background:rgba(255,255,255,.9);
  backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.75);
  border-radius:var(--r-xl);padding:1.7rem;box-shadow:var(--shadow-3);
}
.hero-card h3{font-size:1.06rem;margin-bottom:1.1rem;display:flex;align-items:center;gap:.55rem}
.hero-card h3 svg{width:20px;height:20px;color:var(--teal-500)}
.mini-row{display:flex;justify-content:space-between;align-items:center;padding:.72rem 0;border-bottom:1px dashed var(--line)}
.mini-row:last-of-type{border-bottom:0}
.mini-row span{font-size:.9rem;color:var(--muted);font-weight:600}
.mini-row b{font-size:1.02rem;color:var(--navy-800)}
.float-badge{
  position:absolute;z-index:3;background:#fff;border-radius:var(--r);padding:.75rem 1rem;
  box-shadow:var(--shadow-2);display:flex;align-items:center;gap:.65rem;font-size:.85rem;font-weight:700;
  animation:bob 6s ease-in-out infinite;
}
.float-badge small{display:block;font-weight:600;color:var(--muted);font-size:.72rem}
.float-badge .ic{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:var(--brand-grad-soft);color:var(--indigo-700)}
.float-badge .ic svg{width:18px;height:18px}
.fb-1{top:4%;left:-3%}
.fb-2{bottom:6%;right:-2%;animation-delay:-3s}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}

/* ---------- Marquee ---------- */
.marquee{background:var(--navy-900);color:#fff;overflow:hidden;padding:.85rem 0}
.marquee-track{display:flex;gap:3rem;width:max-content;animation:slide 36s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-track span{display:inline-flex;align-items:center;gap:.6rem;font-size:.88rem;font-weight:650;white-space:nowrap;opacity:.92}
.marquee-track span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold-400);flex:none}
@keyframes slide{to{transform:translateX(-50%)}}

/* ---------- Stats ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.6rem 1.3rem;text-align:center;
  box-shadow:var(--shadow-1);transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.stat:hover{transform:translateY(-5px);box-shadow:var(--shadow-2)}
.stat b{display:block;font-size:clamp(1.7rem,1.2rem + 1.6vw,2.4rem);font-weight:900;letter-spacing:-.04em;
  background:var(--brand-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.stat span{font-size:.85rem;color:var(--muted);font-weight:650}

/* ---------- Product cards ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{
  position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:1.7rem;overflow:hidden;display:flex;flex-direction:column;
  transition:transform .34s var(--ease),box-shadow .34s var(--ease),border-color .34s;
}
.card::before{
  content:"";position:absolute;inset:0;border-radius:inherit;padding:1.4px;
  background:var(--brand-grad);opacity:0;transition:opacity .34s;
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none;
}
.card:hover{transform:translateY(-7px);box-shadow:var(--shadow-3);border-color:transparent}
.card:hover::before{opacity:1}
.card-ic{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;margin-bottom:1.1rem;
  background:var(--brand-grad-soft);color:var(--indigo-700);transition:transform .34s var(--ease)}
.card-ic svg{width:26px;height:26px}
.card:hover .card-ic{transform:scale(1.08) rotate(-6deg)}
.card h3{margin-bottom:.45rem}
.card p{color:var(--ink-2);font-size:.95rem;margin-bottom:1rem}
.card ul{list-style:none;padding:0;margin:0 0 1.3rem;display:grid;gap:.42rem}
.card li{position:relative;padding-left:1.5rem;font-size:.9rem;color:var(--ink-2)}
.card li::before{content:"";position:absolute;left:0;top:.52em;width:9px;height:5px;border-left:2px solid var(--green-600);
  border-bottom:2px solid var(--green-600);transform:rotate(-45deg)}
.card .more{margin-top:auto;display:inline-flex;align-items:center;gap:.4rem;font-weight:750;font-size:.9rem;color:var(--indigo-700)}
.card .more svg{width:16px;height:16px;transition:transform .3s var(--ease)}
.card:hover .more svg{transform:translateX(5px)}
.card--gold .card-ic{background:linear-gradient(135deg,rgba(245,194,69,.24),rgba(232,168,28,.18));color:#96690A}
.card--green .card-ic{background:rgba(22,121,74,.12);color:var(--green-600)}
.card--navy .card-ic{background:rgba(20,39,92,.1);color:var(--navy-800)}

/* ---------- Feature list ---------- */
.feature-split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,4vw,3.6rem);align-items:center}
.feature-split--form{grid-template-columns:1.35fr .65fr;align-items:start}
.feature-split--aside{grid-template-columns:1.15fr .85fr;align-items:start}
.feats{display:grid;gap:1rem}
.feat{display:flex;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.1rem 1.2rem;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.feat:hover{transform:translateX(6px);box-shadow:var(--shadow-2)}
.feat .ic{width:44px;height:44px;flex:none;border-radius:13px;display:grid;place-items:center;background:var(--brand-grad);color:#fff}
.feat .ic svg{width:21px;height:21px}
.feat h4{margin:0 0 .18rem;font-size:1rem;font-weight:750}
.feat p{margin:0;font-size:.89rem;color:var(--muted)}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.3rem}
.steps--3{grid-template-columns:repeat(3,1fr)}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.6rem 1.3rem;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.step:hover{transform:translateY(-6px);box-shadow:var(--shadow-2)}
.step b{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:var(--brand-grad);
  color:#fff;font-size:1.05rem;font-weight:800;margin-bottom:.9rem;box-shadow:0 8px 18px rgba(47,118,180,.3)}
.step h4{font-size:1.02rem;margin-bottom:.3rem}
.step p{font-size:.89rem;color:var(--muted);margin:0}

/* ---------- Calculator ---------- */
.calc{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(1.6rem,3vw,3rem);align-items:start;
  background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(1.5rem,3vw,2.6rem);box-shadow:var(--shadow-2)}
.field{margin-bottom:1.5rem}
.field-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.6rem;gap:1rem}
.field label{font-weight:700;font-size:.93rem}
.field-val{font-weight:800;color:var(--indigo-700);background:var(--bg-soft);border:1px solid var(--line);
  border-radius:9px;padding:.22rem .7rem;font-size:.93rem;font-variant-numeric:tabular-nums;white-space:nowrap}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;background:var(--line);outline:none;margin:0}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;
  background:#fff;border:5px solid var(--teal-500);cursor:pointer;box-shadow:0 3px 10px rgba(47,118,180,.35);transition:transform .2s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--teal-500);cursor:pointer}
.range-ends{display:flex;justify-content:space-between;font-size:.76rem;color:var(--muted);margin-top:.4rem}
.calc-out{background:var(--navy-900);border-radius:var(--r-lg);padding:1.7rem;color:#fff;position:relative;overflow:hidden}
.calc-out::before{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:var(--teal-500);
  filter:blur(70px);opacity:.35;top:-70px;right:-60px}
.calc-out .emi{font-size:.8rem;letter-spacing:.13em;text-transform:uppercase;opacity:.75;font-weight:700;position:relative}
.calc-out .emi-val{font-size:clamp(2rem,1.4rem + 2vw,2.7rem);font-weight:900;letter-spacing:-.04em;margin:.25rem 0 1.3rem;
  font-variant-numeric:tabular-nums;position:relative;line-height:1.1}
.calc-out .row{display:flex;justify-content:space-between;gap:1rem;padding:.62rem 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:.9rem;position:relative}
.calc-out .row:last-of-type{border:0}
.calc-out .row b{font-variant-numeric:tabular-nums;white-space:nowrap}
.calc-note{font-size:.76rem;opacity:.62;margin-top:1rem;position:relative;line-height:1.6}

/* ---------- Testimonials ---------- */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.7rem;position:relative;overflow:hidden;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.quote:hover{transform:translateY(-6px);box-shadow:var(--shadow-2)}
.quote::before{content:"\201C";position:absolute;top:.1rem;right:1.2rem;font-size:5rem;line-height:1;
  font-family:Georgia,serif;color:var(--teal-400);opacity:.22}
.quote p{font-size:.95rem;color:var(--ink-2);position:relative}
.who{display:flex;align-items:center;gap:.8rem;margin-top:1.2rem}
.who .av{width:44px;height:44px;flex:none;border-radius:50%;background:var(--brand-grad);color:#fff;display:grid;place-items:center;font-weight:800}
.who b{display:block;font-size:.94rem}
.who small{color:var(--muted);font-size:.8rem}
.stars{display:flex;gap:2px;color:var(--gold-500);margin-bottom:.7rem}
.stars svg{width:16px;height:16px}

/* ---------- Accordion / FAQ ---------- */
.acc{border:1px solid var(--line);border-radius:var(--r);background:#fff;overflow:hidden;margin-bottom:.8rem;
  transition:box-shadow .3s,border-color .3s}
.acc[open]{box-shadow:var(--shadow-2);border-color:rgba(47,118,180,.35)}
.acc summary{cursor:pointer;list-style:none;padding:1.15rem 3.2rem 1.15rem 1.3rem;font-weight:700;font-size:1rem;position:relative}
.acc summary::-webkit-details-marker{display:none}
.acc summary::after{content:"";position:absolute;right:1.3rem;top:50%;width:11px;height:11px;
  border-right:2.2px solid var(--indigo-700);border-bottom:2.2px solid var(--indigo-700);
  transform:translateY(-70%) rotate(45deg);transition:transform .3s var(--ease)}
.acc[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.acc .acc-body{padding:0 1.3rem 1.3rem;color:var(--ink-2);font-size:.94rem;animation:fadeIn .35s var(--ease)}
.acc .acc-body p:last-child{margin-bottom:0}
@keyframes fadeIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;background:var(--navy-900);color:#fff;border-radius:var(--r-xl);
  padding:clamp(2.2rem,3vw,3.6rem);text-align:center}
.cta-band::before,.cta-band::after{content:"";position:absolute;border-radius:50%;filter:blur(80px);opacity:.45}
.cta-band::before{width:340px;height:340px;background:var(--teal-500);top:-140px;left:-90px}
.cta-band::after{width:300px;height:300px;background:var(--indigo-600);bottom:-140px;right:-70px}
.cta-band>*{position:relative}
.cta-band h2{color:#fff}
.cta-band p{color:#C9D6EE;max-width:56ch;margin-inline:auto}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{position:relative;overflow:hidden;background:var(--navy-900);color:#fff;
  padding:clamp(2.8rem,2rem + 4vw,4.6rem) 0 clamp(2.6rem,2rem + 3.5vw,4rem)}
.page-hero::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;
  background:radial-gradient(circle,var(--teal-500),transparent 68%);opacity:.5;top:-230px;right:-120px}
.page-hero::after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;
  background:radial-gradient(circle,var(--indigo-600),transparent 68%);opacity:.55;bottom:-250px;left:-110px}
.page-hero .wrap{position:relative}
.page-hero h1{margin-bottom:.6rem;color:#fff}
.page-hero p{color:#C9D6EE;max-width:64ch;margin:0}
.crumbs{display:flex;gap:.45rem;font-size:.82rem;color:#9FB3D9;margin-bottom:1rem;flex-wrap:wrap}
.crumbs a:hover{color:var(--gold-400)}
.crumbs span{opacity:.5}

/* ---------- Forms ---------- */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(1.5rem,3vw,2.4rem);box-shadow:var(--shadow-2)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.f{display:flex;flex-direction:column;gap:.42rem}
.f.full{grid-column:1/-1}
.f label{font-size:.86rem;font-weight:700;color:var(--ink-2)}
.f label .req{color:var(--red-500)}
.f input,.f select,.f textarea{
  border:1.5px solid var(--line);border-radius:12px;padding:.78rem .95rem;background:#fff;font-size:.95rem;
  transition:border-color .22s,box-shadow .22s;width:100%;
}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--teal-500);box-shadow:0 0 0 4px rgba(62,203,219,.16)}
.f textarea{resize:vertical;min-height:118px}
.f .err{font-size:.78rem;color:var(--red-500);display:none}
.f.invalid input,.f.invalid select,.f.invalid textarea{border-color:var(--red-500)}
.f.invalid .err{display:block}
.consent{display:flex;gap:.65rem;align-items:flex-start;font-size:.85rem;color:var(--muted);grid-column:1/-1}
.consent input{width:18px;height:18px;flex:none;margin-top:.2rem;accent-color:var(--teal-500)}
.form-note{font-size:.8rem;color:var(--muted);margin-top:1rem}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
.form-msg{display:none;border-radius:12px;padding:.9rem 1.1rem;font-size:.9rem;font-weight:650;margin-bottom:1.2rem}
.form-msg.ok{display:block;background:rgba(22,121,74,.1);color:var(--green-600);border:1px solid rgba(22,121,74,.25)}
.form-msg.bad{display:block;background:rgba(192,39,45,.08);color:var(--red-500);border:1px solid rgba(192,39,45,.25)}

/* ---------- Info cards / contact ---------- */
.info{display:flex;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.25rem;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.info:hover{transform:translateY(-4px);box-shadow:var(--shadow-2)}
.info .ic{width:46px;height:46px;flex:none;border-radius:14px;display:grid;place-items:center;background:var(--brand-grad);color:#fff}
.info .ic svg{width:21px;height:21px}
.info h4{margin:0 0 .2rem;font-size:.98rem}
.info p,.info a{margin:0;font-size:.92rem;color:var(--ink-2);word-break:break-word;display:block}
.info a:hover{color:var(--indigo-700)}
.map-wrap{border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-1);line-height:0}
.map-wrap iframe{width:100%;height:400px;border:0}

/* ---------- Prose (legal pages) ---------- */
.prose{max-width:78ch}
.prose h2{font-size:1.5rem;margin-top:2.4rem}
.prose h3{font-size:1.13rem;margin-top:1.7rem}
.prose ul,.prose ol{padding-left:1.3rem;color:var(--ink-2)}
.prose li{margin-bottom:.45rem}
.prose p{color:var(--ink-2)}
.prose table{width:100%;border-collapse:collapse;margin:1.2rem 0;font-size:.92rem;min-width:520px}
.prose th,.prose td{border:1px solid var(--line);padding:.7rem .8rem;text-align:left;vertical-align:top}
.prose th{background:var(--bg-soft);font-weight:750}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}

/* ---------- Footer ---------- */
.footer{background:var(--navy-900);color:#B9C7E4;padding:clamp(3rem,2rem + 3vw,4.4rem) 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.25fr;gap:2.2rem}
.footer h5{color:#fff;font-size:.83rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 1.1rem;font-weight:800}
.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:.55rem}
.footer a{font-size:.9rem;transition:color .2s,transform .2s;display:inline-block}
.footer a:hover{color:var(--gold-400);transform:translateX(4px)}
.footer-brand{display:flex;align-items:center;gap:.7rem;margin-bottom:1rem}
/* The artwork has a white background, so on the navy footer it sits in a white
   badge. Rounded rect rather than a circle, so the TM is not clipped off. */
.footer-brand img{height:46px;width:auto;object-fit:contain;background:#fff;border-radius:12px;padding:5px 7px}
.footer-brand b{color:#fff;font-size:1.06rem;display:block;line-height:1.2}
.footer-brand small{font-size:.66rem;letter-spacing:.13em;text-transform:uppercase;opacity:.65}
.footer p{font-size:.9rem;line-height:1.7}
.footer .contact-li{display:flex;gap:.6rem;align-items:flex-start;font-size:.9rem}
.footer .contact-li svg{width:16px;height:16px;flex:none;margin-top:.3rem;color:var(--teal-400)}
.socials{display:flex;gap:.6rem;margin-top:1.1rem}
.socials a{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.1);transition:transform .28s var(--ease),background .28s}
.socials a:hover{transform:translateY(-4px);background:var(--brand-grad);border-color:transparent}
.socials svg{width:18px;height:18px;color:#fff}
.footer-tam{font-family:var(--ff-ta);color:var(--gold-400);font-weight:700;text-align:center;
  padding:1.8rem 0 .2rem;font-size:1.02rem}
.footer-bot{border-top:1px solid rgba(255,255,255,.1);margin-top:1.6rem;padding:1.3rem 0;
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.83rem;align-items:center}
.footer-bot nav{display:flex;gap:1.2rem;flex-wrap:wrap}
.footer-bot a:hover{color:var(--gold-400)}
.disclaimer{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:var(--r);
  padding:1rem 1.2rem;font-size:.79rem;line-height:1.65;margin-top:2.4rem;color:#93A6CC}

/* ---------- Floating actions ---------- */
.fab{position:fixed;right:18px;bottom:18px;z-index:70;display:flex;flex-direction:column;gap:.6rem}
.fab a{position:relative;width:52px;height:52px;border-radius:50%;display:grid;place-items:center;box-shadow:var(--shadow-3);
  transition:transform .28s var(--ease);isolation:isolate}
.fab a:hover{transform:scale(1.1)}
.fab svg{width:25px;height:25px;color:#fff}
.fab .wa{background:#25D366}
.fab .ph{background:var(--brand-grad)}
.fab .wa::after{content:"";position:absolute;inset:0;border-radius:50%;background:#25D366;
  opacity:.55;animation:pulse 2.4s ease-out infinite;z-index:-1}
@keyframes pulse{0%{transform:scale(1);opacity:.55}70%{transform:scale(1.7);opacity:0}100%{opacity:0}}
.to-top{position:fixed;left:18px;bottom:18px;z-index:70;width:44px;height:44px;border-radius:50%;background:#fff;
  border:1px solid var(--line);box-shadow:var(--shadow-2);display:grid;place-items:center;cursor:pointer;
  opacity:0;visibility:hidden;transform:translateY(14px);transition:opacity .3s,visibility .3s,transform .3s}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top svg{width:19px;height:19px;color:var(--indigo-700)}

/* ---------- Scroll progress ---------- */
.progress{position:fixed;top:0;left:0;height:3px;width:0;background:var(--brand-grad);z-index:80;transition:width .1s linear}

/* ---------- Reveal animation ---------- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.08s}
.reveal[data-d="2"]{transition-delay:.16s}
.reveal[data-d="3"]{transition-delay:.24s}
.reveal[data-d="4"]{transition-delay:.32s}
.reveal[data-d="5"]{transition-delay:.4s}
.reveal[data-d="6"]{transition-delay:.48s}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .cards,.quotes{grid-template-columns:repeat(2,1fr)}
  .steps,.steps--3{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:900px){
  :root{--header-h:68px}
  .nav,.header-cta{display:none}
  .burger{display:block}
  .hero-grid,.feature-split,.feature-split--form,.feature-split--aside,.calc{grid-template-columns:1fr}
  .hero-visual{min-height:330px}
  .stats{grid-template-columns:repeat(2,1fr)}
  .topbar-left{gap:.9rem}
  .topbar-tag{display:none}
}
@media (max-width:640px){
  body{font-size:16px}
  .wrap{width:min(var(--wrap),100% - 2rem)}
  .cards,.quotes,.g-2,.g-3,.g-4,.steps,.steps--3{grid-template-columns:1fr}
  .form-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .brand-sub{display:none}
  .brand img{height:42px;width:auto}
  .float-badge{display:none}
  .topbar .wrap{justify-content:center}
  .topbar-left{justify-content:center}
  .fab a{width:48px;height:48px}
  .to-top{display:none}
  .btn-row .btn{width:100%}
  .footer-bot{justify-content:center;text-align:center}
}

/* ---------- Motion preference ---------- */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;
    transition-duration:.001ms !important;scroll-behavior:auto !important}
  .reveal{opacity:1;transform:none}
}

/* ---------- Print ---------- */
@media print{
  .header,.topbar,.footer,.fab,.to-top,.progress,.cta-band{display:none !important}
  body{font-size:11pt}
}